Information - Practical Frugality

Let Coupons.com help you save this Black Friday! #BlackFridayGiveaway

This is a Fashionista Event and a promotional item was provided to me by Coupons. com. Hosts for this event are Still Blonde after all these Years and ModlyChic. Let help you save this Black Friday! Black Friday is one of the busiest shopping days of the year, when many stores offer rock bottom prices and deals to get shoppers in their doors. Over the years I've been able to score some really great deals at store sales on Black Friday. The best deal I've ever scored in a store was on a Hoover Vacuum Cleaner, at Kohls. It was an older model of…
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SEA-BAND® MAMA #SeaBandMamaMorningSicknessRelief

SEA-BAND® MAMA Disclosure: This is a sponsored conversation written by me on behalf of Sea-Band Mama. The opinions and text are all mine. When I was pregnant with my children, I had different cravings with each child, and morning sickness with all of them! With my oldest two, I had terrible morning sickness, and worked throughout both pregnancies. I had an office where I assisted my customers throughout the day, and I had to keep a stash of the food I craved and the food that helped ease the nausea in my desk, to sneak between clients. Half of all…
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Take control of your credit report with Credit Karma™

When I was in college, I began working at a bank as a part time teller. Over the years I worked very hard and earned several promotions and advancements, eventually becoming a Bank Officer who handled many responsibilities, including approving loans. The training I went through really came in handy years later when I had my identity stolen and had to deal with a lot of stressful financial issues. While I was working as a loan officer, I took the opportunity to try and help my customers, going above and beyond what the job required. It can be challenging to…
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Remembering Great Christmas Gifts from the Past #ChosenByKids

This is a sponsored post for Walmart, as part of the Chosen By Kids Campaign. All thoughts and opinions expressed are solely my own. Best Gift I Received as a Child When I was little, we used to always ask for one "big" gift, and then several other smaller gifts that we'd like to have. Our parents would then pass along the smaller gift list to other relatives who wanted ideas of what types of things we were interested in. It worked well for us, and I do the same for my children each holiday season. I have a few…
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Nature Valley #MyAdventure #GetOUTThere

This post is brought to you by Nature Valley, with my sincere THANKS! for the generous package they sent me! We are a very active family,  with all three kids involved in a variety of sports and school activities, so we are on the go 7 days a week! When we do happen to have a spare weekend, or even just a weekend day free of all obligations, we try to spend that time exploring New England. This is a beautiful area, we are fortunate to be within an hour of both mountains, beach, and big city life. We've spent…
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How to Prevent Your Teenager from Experimenting with Drugs

Disclosure: This is a sponsored guest post. How to Prevent Your Teenager from Experimenting with Drugs There are many different methods that parents, schools, and communities employ to increase efforts for drug prevention among teenagers. One of the most popular programs used in school is These methods have proven to show some positive results, but beyond the program, there are a number of ways parents can educate their children about the dangers of drugs. Morningside Recovery Center therapists suggest that parents should take action in the following ways if they feel their children may be experimenting with illegal substances. Teenagers…
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BodyArmor

Disclosure: BodyArmor sent me a generous box of their products to sample and facilitate this review. All opinions expressed are solely my own. All three of my kids are active in sports activities, and I was joking with their dad that he needs to buy me a TAXI sign for my car, because I now spend more time shuttling them around than I do anywhere else! The kids are in 2 different schools, with different start and dismissal times, across town from one another. Morning carpool isn't too bad, but once the afternoon trip starts around 2, I am on…
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VTech Care Line SN6197 Phone #VTechCareLine

Disclosure: VTech sent me the VTech Care Line SN6197 Phone to review, but they haven’t reviewed or approved what I wrote below. While this phone is meant to be a product that we can give to our parents and/or grandparents to help them remain safe and secure, yet independent as they age, it's also a product that we have begun to use in our own home after I tested it out, and I intend to continue to use it. I'll share with you the features, and why it's a phone I'd like for my parents and grandparents to have, then share why…
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Top 5 Wedding Dresses Under $200 #LightInTheBoxWedding

This is a Fashionista Event and a promotional item was provided to me by Coupons. com. Hosts for this event are Still Blonde after all these Years and ModlyChic. Some of my close friends have been  HUGE fans of Here Comes Honey Boo Boo since the show first aired. Every time we talk, one particular friend talks about how much she loves watching the show and following along on Twitter during the broadcast. She finally convinced me to watch and we have a blast watching and texting during the show. On the recent season finale, which aired Aug. 14, Anna Shannon wore a wedding dress she…
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Finding the Best Baby Stroller

Out For A Stroll — Finding the Best Baby Stroller Babies aren’t too concerned about the brand names of their strollers . . . and neither should their parents be! It may seem like just another thing to check off the list when expecting a new baby, but purchasing a stroller, can be quite a personal process. Rather than simply landing on the most well-known model out there, the one you and your family settle on should be a direct reflection of your particular lifestyle: where you live, how many children you currently have or hope to have, even how athletic you’d like…
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The Frugal Way Back To School

The Frugal Way Back To School Exhausted parents across the country may be looking forward to back-to-school day, but it can get pretty expensive, depending on how many kids you need to buy for during this season! Be sure you don't miss our Back To School Giveaway, to help the winner with some back to school supplies, but don't worry if you don't win, there are plenty of other ways you can send the little ones off without breaking the bank. Tips & Tricks It's a rare parent who manages to survive the new term without having to splurge on something the kids…
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JCPenney Optical $30 Kids Eyewear Sale and $30 Gift Card #Giveaway {CLOSED}

I received a JCPenney gift card for the purpose of this review. This post was made possible by Mom Spark Media. Thoughts are my own. One of my children wears glasses, and we are fortunate that we have very good Vision Insurance. However, our insurance only covers one pair of frames every 24 months and one pair of lenses every 12 months. While he is very careful with his glasses, he has broken them before, and even with replacement insurance, they are expensive to replace! We were so thankful we bought 2 pairs at the JCPenney Optical Kids Eyewear Sale last…
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Four Basic Finance Lessons Every High School Student Should Know

Four Basic Finance Lessons Every High School Student Should Know  Did you know that only 19 US states require students to take a personal finance course in school? American students are considered somewhat illiterate when it comes to finance, according to a new study released by the Organization for Economic Cooperation and Development on July 9, 2014. Rather than let your high schooler become another statistic, the following are four basic finance lessons every student should learn before graduating: 1.  Make Your Money Work for You Investing is a lesson too few students ever learn in high school, let alone…
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Mustache Man Party Supplies

Mustache Man Party Supplies **This post contains affiliate links and I will be compensated if you make a purchase after clicking on my linksPrepare to party in style with Mustache Man party supplies from Birthday Express. The Mustache Man party theme is probably one of the most versatile themes available. It can work perfectly for dress-up parties, kids parties, baby showers and first the perfect mustache bash can be easy because there are so many ways to mix and match products, along with fun games and decorating ideas that coordinate with the theme. Food & Drink Ideas - Find some old soda bottles or…
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Dangers of Drunk Driving

Drunk Driving is very dangerous, and can lead to death or serious injury for not only the drunk driver, but also their passengers and innocent bystanders along the route they are driving. When I was in high school, I was rear ended at a stop light by a drunk driver, and was very fortunate that he was driving slow, so that I was not seriously injured. The man stumbled out of his truck, and was beating on my window, slurring his words. I called my dad on my cell phone, then the police, and when they arrived, it was discovered…
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Keep Momming

Disclosure: I participated in a campaign on behalf of Mom Central Consulting (#MC) for Shire. I received a promotional item as a thank you for participating Raising a child at any age is challenging, and when it comes to mothers and daughters, the dynamic can be even more complex. What some may dismiss as “typical tween girl behavior” can sometimes be symptoms of something more serious. Research suggests that girls are more likely than boys to report having mostly inattentive Attention- Deficit/Hyperactivity Disorder (ADHD) symptoms. Since inattentive symptoms can be less noticeable than hyperactive and impulsive symptoms, it is important that moms know…
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Doctor On Demand #DronDemand

This is a sponsored conversation on behalf of Doctor On Demand. All opinions are my own.   I am really excited to be able to share with you about a new FREE Doctor On Demand app, available in iTunes and Google Play stores. I personally have many long time friends who have lost their health insurance this year, and were not able to afford the rates on the "Affordable Care Act" Health Insurance Exchange. Many others are in danger of losing theirs next year, due to rate increases with their current companies that they know they can no longer afford to…
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Sea Tow can help you stay safe on the water

I participated in an Influencer Activation Program on behalf of Mom Central Consulting for Sea Tow. I received a promotional item to thank me for participating. Growing up, my father owned a Bait and Tackle store. He and my grandparents spent many hours fishing to offer expert fishing advice to their customers. They knew where people could find all of the various types of fish that they were looking for, kept up to date on water levels at all the area lakes and ponds, and sold fishing licenses. They also made a point to remind boaters to use life jackets, and follow…
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The Greatest Gifts for Dads and Grads @Best Buy #GreatestGrad

The Greatest Gifts for Dads and Grads at Best Buy Disclosure: The reviewer has been compensated in the form of a Best Buy Gift Card and/or received the product/service at a reduced price or for free. I encourage you to check out the Best Buy Gift Center to see the fabulous deals they have right now for the Dads and Grads in your life! The Dad/Grad in our home is a fitness fanatic (hence the severe injury that's taken over a year to recover from!), and is ready to get back into the gym. So, this Father's Day the kids and I…
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Tax Tips for Retirees

Disclosure: This is a sponsored post, written by me. I am not a tax professional or financial planner, please consult an expert when necessary. All thoughts and opinions expressed are solely my own. Tax Tips for Retirees Retirement is something that we should all be thinking about, regardless of age or financial status. Planning ahead from an early age is a key factor in making sure you have money set aside for your retirement. When I have given advice to young adults starting their first career job, I've always encouraged them to contribute the maximum amount allowed to their retirement…
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React Mobile

This is a sponsored campaign with Mums the Word Network and React Mobile. All opinions are my own. My oldest son will be in middle school next year, and is approaching the age where most of his friends have their own cell phone to use. We are very concerned about safety on his phone, and when he is away with his friends, and we want him to be able to contact us if he needs us. We've spent a good deal of time over the past year or so, really looking into the different options that are available and appropriate…
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National Girl Scout Cookie Weekend #cookieboss.

Disclosure: This post is part of a sponsored campaign for the Girl Scouts (GSUSA) and Mom It Forward Blogger Network, written by me. All thoughts and opinions expressed are solely my own. When I was a little girl, I was a member of the Girl Scouts. I started as a Brownie, and progressed throughout the higher levels of the Girl Scout system. I made some lifelong friends through the Girl Scouts, and we still love to reminisce and share stories about the memories we made. I remember having a handbook, with projects we could complete that required us to learn…
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Resolution Check-Up #GetMotivated

Disclosure: The reviewer has been compensated in the form of a Best Buy Gift Card and/or received the product/service at a reduced price or for free. It's the end of January, how are your resolutions going? Do you need motivation to get back on track? I'd love to know more about what goals you set for yourself, and what steps you planned to help keep you on track. I will tell you more about the product I use below, and it tracks my progress online. With my doctor's approval, I've started doing Yoga at home with a DVD, and walking.…
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Short on time? Take advantage of Sears and Kmart’s FREE In Store Pickup

Disclosure: Presented by Mami Innovative Media, this is a sponsored post on behalf of Sears and Kmart. All opinions expressed here are my own. Short on time? Take advantage of Sears and Kmart's FREE In Store Pickup The holidays seem to be the busiest time of the year. Between shopping, untangling lights, wrapping (or unwrapping) and baking dozens of cookies, your regular life doesn't press pause. You can only read so many articles on 'holiday hacks' before you realize that unlike the miracle of Santa getting down a chimney, there is no Christmas miracle for making the holidays less busy. You…
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Shop Your Way Rewards App #ad @ShopYourWay Discounts

Disclosure: This is a sponsored post. I am a Sears blogger, though all opinions are my own. I can admit it, my smartphone is practically glued to my body. Sure, it's great for talking and texting, but I really utilize my favorite apps when I'm on the go to help me in a variety of ways. If you're anything like me, I'm sure you have a favorite app on your phone. I’m not talking a boring necessity app like a map guide or weather forecast, though I do use those several times a day. I’m talking about apps that you can’t quit and…
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Need a work at home job? Check out the @ShopYourWay #ad #PersonalShopper Program

Disclosure: This is a sponsored post. I am a Sears blogger, though all opinions are my own.   Need a work at home job? I am sure that many of us wish we had larger budgets during the holiday shopping season. I don't know about you, but as I am out running errands, I find so many gifts that I think would be just perfect for certain friends and family members, if only the budget weren't an issue! I know some of you are searching for jobs you can do from home, and I am pleased to announce that Sears…
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Zact Mobile offers great parental control for kids phones #ad #MC

Disclosure: I participated in a campaign for Mom Central Consulting on behalf of Zact. I received a promotional item as a thank you for participating. My oldest son is in the 5th grade, and excited about starting Middle School next year. We've already started to notice that many of his friends at school have their own phones, and he's been asking when he can have one. Right now, we don't think he needs one, as he is either at school or with me 99% of the time. The only time that he'd really be able to use one is when…
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3rd Annual BCGA Give the Gift of a Great Future Holiday Campaign #GreatFutures #MC

Disclosure: I participated in a campaign on behalf of Mom Central Consulting for Boys and Girls Clubs of America. I received a promotional item as a thank-you for participating. I love to support the Boys and Girls Clubs, they do great work in communities. When we lived in Oklahoma and I worked outside the home, this was one of the main charities that I volunteered with. We did fund raisers, such as a Bowl A Thon, to raise money that went directly to local schools to provide a free lunch to ALL students in the elementary schools, reduced price breakfast…
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Get the Right Gift for the Right Price at Best Buy this shopping season #bbyHoliday13

Disclosure: The reviewer has been compensated in the form of a Best Buy Gift Card and/or received the product/service at a reduced price or for free.  Get the Right Gift for the Right Price at Best Buy this shopping season My kids LOVE to shop at Best Buy. We popped in for a "quick" stop to let Logan use a gift card he received for his birthday a few weeks ago, while we were out shopping last Saturday. Our "quick" trip lasted two hours. There were so many things that everyone wanted to see before we left. We also ended…
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Determination and Information are the first steps towards #franchising a business of your own. #sponsored

Disclosure: This is a sponsored post, written by me, on behalf of Supercuts. All opinions expressed are my own. Franchising is something that many people are interested in, but they often have many questions about the process. Supercuts took a survey of 100,000 people with a net worth of over $200,000 and have been generous in sharing their results. I was shocked to see some of the results: 56% are planning to open or start a business within the next 12-18 months (alone or with a partner). 25% are females looking to start a business of their own. 56% of…
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