Budgeting - Practical Frugality
Budgeting

Spin’n Stor Salad Spinning and Storage Bags

Spin'n Stor Salad Spinning and Storage Bags In our kitchen, I have really limited storage space. We try to eat salads at least once per week in our home as the main meal, and other times as a side dish. I do not have the space to store a large salad spinner, so I've been looking for a space friendly solution. One of the PR companies I work with mentioned that she had some Spin'n Stor Salad Spinning and Storage Bags available if I'd like to give them a try, and she sent me a package. My favorite feature is that…
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Book Review

New Years Resolutions for your Home

    New Years Resolutions for your home Black & Decker Home Planner & Logbook: Record all your important information for easy, one-stop reference Last year, I featured some DIY Books in my Holiday Gift Guide. I have thoroughly enjoyed these books throughout the year, and have used & recommended the Black & Decker Home Planner and LogBook countless times. I have several friends in real estate and every time we discuss real estate, I encourage them to keep a few of these on hand to offer to their clients as gifts at closings. A couple have tried it and then called…
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Budgeting

How to Be Frugal and Be a Good Person, Too

How to Be Frugal and Be a Good Person, Too When you are saving money, it’s easy to be caught up in your needs and wants. Because you are on a tight budget, you are constantly thinking about what you can afford, what you are missing out on, and what you wish you could have. Meanwhile, as you scrimp and save, there are millions of Americans living without the privileges you currently have: comfortable shelter, food security, and a reliable income. Even when you are trying to be frugal, it is important to remember those less fortunate than you and…
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Make a list and check it twice

Make a list and check it twice As Christmas is rapidly approaching, and it seems to be the main event of the year that either causes many people to go further in debt, or get further behind on payments, I'd encourage everyone to make a list (or a spreadsheet) of all of their expenses this holiday season.  No, you may not want to know what they are or how much you spent, but the only way to get them under control and plan better for next year is to have a starting place. Make one for the food, one for…
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7 Saving Money Saving Tips

Photo Source: Inhabitat I've been thinking of things I do to save money to send ideas to a couple of friends who are trying to save money for their pending adoptions. So, I thought I would share my 7 Money Saving Tips with everyone, because doesn't want to save money? 1. Withdraw all spending money from the bank/ATM and stop using your debit card (except for gas if you have kids, because its a pain to unbuckle them, go in and pay, and rebuckle!). Put all coins and $5 bills in a jar for savings. When you have accumulated enough…
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5 things you can do NOW to start getting out of debt

5 things you can do NOW to start getting out of debt While I plan to write other posts, some going into more detail about ways to reduce and/or eliminate debt, I figured I'd write a short post on things you can do NOW to start making some progress. 1. Stop using your credit cards. If you have any cards that are still active and have limits, stop using them. You need to stop increasing your debt level in order to reduce it. 2. Make a budget. You need to determine exactly how much money you have coming in each…
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Budgeting

5 Ways to Save at the Grocery Store

5 Ways to Save at the Grocery Store Make a meal plan for the week so you have an idea of what items you NEED for the week. Take your meal plan and go "shop" in your pantry or freezer to see what items you have on hand already. THEN, make a list of any remaining items you NEED for the week. Be sure to visit When Is Dinner for some great recipe ideas :) Remember to take your list with you to the grocery store, along with any coupons you might have found for items on your list. Only…
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Budgeting

Top 10 Tips to Start Getting Out Of Debt

Top 10 Tips to Start Getting Out Of Debt As the holiday shopping season approaches, more and more I hear people discussing how overwhelmed they feel with budgeting and their debt load. The temptation to overspend on holiday gifts is very real to many people, and they max out credit cards planning to find a way to deal with it in January. It's not too late to make a plan, budget for the holidays and try not to charge if at all possible. You have to be strong to resist all those promotions to "SAVE AN EXTRA %% on today's…
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Budgeting

Six Simple Ways for College Students to Live On a Budget

Six Simple Ways for College Students to Live On a Budget College is a time for learning new things, socializing with new people, and preparing for life’s many challenges. But as you may know, it can be quite costly. Tuition rates have risen steadily as universities struggle to make ends meet in wake of the economic downturn. So how can you make it through without burying yourself in student loan and credit card debt? You’ll need to establish a monthly budget to ensure that there’s not a large debt hole waiting for you after graduation day. A good budget will make…
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